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Atome Credit is a Buy Now, Pay Later platform that automatically splits your purchase into three interest-free payments. It is available online and offline, and is partnered with several major retail stores like The SM Store, ZALORA, Agoda, Giordano, and Rustan’s.
To use the Atome Credit app, you must link a Visa debit or credit card and have a valid ID. Then, follow the on-screen instructions to verify your identity and complete the process.
Easy to apply
In a world where everything is becoming easier, credit cards have brought convenience to many of our lives. But owning a card comes with some drawbacks too, like interest rates and spending limits. This is why alternatives like Atome are taking the buy now, pay later industry by storm.
The company offers a full range of personal loans with tenures from 7 days to 3 months. The application process is straightforward and easy. Just download the app (available for Android), register with your details, and scan your identity document. Then, you can use Atome to pay for items in physical stores and online at partnered brands.
You can also choose to have your monthly installments deducted from a linked debit account. This way, you can avoid missing your payments and stay on top of your spending habits. To increase your chances of approval, prepare additional docs, such as payslips and utility bills, to show you’re capable of repaying the loan. This is a crucial step in getting approved for a loan, especially if you’re a newcomer to the credit scene.
Easy to repay
If you’re looking for kviku loan app an easy way to pay for your purchases, consider using Atome. This Buy Now, Pay Later platform allows you to split your purchase into multiple monthly payments without interest or additional charges. Simply link your debit card to the app, and each payment will automatically be deducted from your account. This is an ideal option for shoppers who have limited cash flow but still want to own their desired products.
You can use the Atome app to shop at any merchant that accepts Mastercard, both online and in-store. Partnered brands include Sephora, ZALORA, Shein, Qoo10, and Secretlab. You can also use the app to track your installments and spending. In addition, Atome has its own Mastercard credit card and a rewards program with store-specific vouchers.
To get started, download the Atome application for Android (no iOS app yet) and sign up. You’ll need to provide a few basic documents and proofs. These requirements vary by lender and depend on your starting conditions. Some lenders may ask for extra proofs such as recent payslips and utility bills.
Flexible terms
Headquartered in Singapore and in partnership with 10,000+ online/offline merchants across Southeast Asia, Atome’s Paylater service lets users split their total purchase into three interest-free monthly payments. This can help ease financial pressure and make quality products more affordable. It is available at partner retail stores and on the Atome app.
To become an Atome borrower, you must meet certain eligibility criteria. These requirements include a valid ID and proof of income. Atome also may request for additional documents, such as payslips and utility bills. However, you can easily provide these documents using the convenient app.
You can use your Atome loan to buy any product you want and need, as long as you meet the eligibility requirements. This credit service offers a range of payment methods and interest rates, including 0% for six months. It’s a great way to make those big purchases. Atome is also a good choice for small business owners who need short-term financing. Founded in 2019, Atome is one of the fastest-growing BNPL providers in Asia. The company is based in Singapore and operates in Indonesia, Philippines, Thailand, Hong Kong, mainland China, Malaysia, and Taiwan.
Responsive user interface
Creating responsive user interfaces for your applications ensures that they can be used on all devices. This helps to minimize horizontal scrolling and provides an optimal viewing experience for all users. Responsive UI also makes it easier for developers to create flexible, adaptive layouts using Flexbox properties.
The Atome Philippines platform is a Buy Now, Pay Later payment solution that splits your purchase into three monthly payments with 0% interest and no additional charges. Its backed by reputable players in the fintech industry and accepted at a wide range of department stores, fashion and lifestyle brands, and trusted electronic outlets nationwide.
To use Atome, you need to download the app and sign up for an account. Once you have an account, you can use it to make online purchases and in-store shopping at partner stores. Upon checkout, you can choose Atome among the payment options and your first installment will be deducted from the debit card linked to your account. You can also track your loan and repayment statuses in the app. The Atome app is available for Android only (no iOS version yet) and is free to download.